Offerings
Every service a claim needs, under one license.
From the first inspection to the final negotiated dollar — handled by one accountable specialist, not passed between departments.
| Service | Start here when… | What you get | Cost to start |
|---|---|---|---|
| Residential claims | Your home was hit by storm, hail, wind, water or fire | Full inspection, documented estimate, claim filed and negotiated end to end | Free inspection |
| Commercial claims | A building or business property took a large or multi-trade loss | Scope development, code-upgrade coverage pursued, reporting for owners and boards | Free consultation |
| Damage appraisals | You need the damage proven to a professional standard | HAAG-certified assessment and an evidence file built to hold up in dispute | Free inspection |
| Claim negotiations | The offer is too low, the scope is disputed, or the claim was denied | Supplements prepared, insurer's estimate challenged line by line | Free claim review |
01
Homeowners
Residential Claims
Your home is your biggest asset — its claim shouldn't be valued by the other side alone.
- Storm, hail, wind, water and fire damage claims
- Full HAAG-standard inspection and photo documentation
- Line-by-line estimate built with contractor pricing
- Negotiation with your insurer, including supplements
- Recoverable depreciation tracked to the final check
02
Businesses
Commercial Claims
Large losses have large stakes — and insurers bring their sharpest people. So should you.
- Commercial roofing, building envelope and interior losses
- Scope development for complex, multi-trade damage
- Coordination with your operations to minimize downtime
- Code-upgrade (ordinance & law) coverage pursued where owed
- Clear reporting to owners, boards and property managers
03
Documentation
Damage Appraisals
A claim is only as strong as its file. Mine are built to the standard insurers themselves certify.
- HAAG-certified storm and hail damage assessment
- Moisture, fire and water loss documentation
- Measured scopes with industry-standard pricing (Xactimate-class)
- Evidence packages that hold up in appraisal and dispute
04
Advocacy
Claim Negotiations
The difference between the first offer and the right settlement is argued, not wished for.
- Review of the insurer's estimate against real repair costs
- Supplement preparation for missed or underpriced scope
- On-site meetings with the insurer's adjuster
- Underpaid or previously denied claims re-argued with evidence
FAQ
Fair questions, straight answers.
What does a public adjuster actually do?
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A public adjuster is a state-licensed professional who represents the policyholder — not the insurance company — in a property claim. I inspect and document the damage, prepare the estimate, file the claim, and negotiate with your insurer so the settlement reflects your real loss.
How much does it cost to hire you?
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The consultation and inspection are free. If we work together, public adjusters are typically paid a percentage of the settlement — agreed in writing before any work starts, with no upfront cost to you.
Can I still hire you if I already filed the claim myself?
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Yes. Many clients come after receiving a first offer that felt too low. A claim can be supplemented, re-inspected and renegotiated — even a closed claim can often be reopened within the policy period.
Do you work outside of Chicago?
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Yes — I am licensed as a public adjuster across Illinois and Indiana, and serve both homeowners and commercial property owners throughout the region.
What types of damage do you handle?
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Storm, hail and wind damage, water and fire losses, roof and siding claims, and large commercial losses. As a HAAG-certified inspector and licensed contractor, I document all of them to the standard insurers recognize.
Before you accept the insurer's number, get a second opinion.
The consultation and the property inspection are free. If I can't add value to your claim, I'll tell you straight — no pressure, no obligation.